Download the Nationwide Mortgage Licensing System Loan Officer MU4 Filing Instructions PDF by clicking following icon.
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The Lending Company's Educational Discounts
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Step 1 - Create an Account:


Before logging in to NMLS you will need to create an account. Click on the "Log in to NMLS" button above and then select "Create an Individual Account".
Requesting an Account:

  1. On the NMLS website at http://mortgage.nationwidelicensingsystem.org click on the button in the upper right corner.
  2. Click on Create an Individual Account link.
  3. Retype the security letter and numbers shown on the screen in the space provided and click Next.
  4. Complete ALL of the fields with your information in the Create an Individual User Account screen and click Next. Note: Be sure you have entered your FULL LEGAL NAME (as it shows on a government issued ID)
  5. Confirm the Individual Account Information. If correct click Finish. If incorrect, click Previous and correct any information. Note: You cannot edit your date of birth and social security number once your record is created without contact the NMLS Call Center.
  6. After completing the process, you will receive two emails from NMLS_Notifications@statemortgageregistry.com. The first contains your User Name and the second contains your temporary password.
  7. Upon receiving your User Name and temporary password, log into NMLS by typing in your user name and cutting and pasting your temporary password from the email into the login page of NMLS.
  8. Once you have gained access to NMLS the first time you will be prompted to change your password.
Step 2 - Creating MU4 Record:

  1. Access the NMLS website: www.mortgage.nationwidelicensingsystem.org and click on the button in the upper right corner. Click "Log in".
  2. Enter your User Name and cut and paste your Password and select the box agreeing to the Applicant/Licensee Agreement.
  3. The first time logged in, you will be prompted to change your password. Note: Maintain your User Name and password in a safe location. You will use these in the future when you need to access your record in NMLS.
  4. In the welcome screen, select the "Filing" Tab in the upper right hand corner. Select the Individual link in the blue header below the houses.
  5. Click "Create New Filing"
  6. Complete each section shown on the left hand navigation guide, starting with "License/Registration Information" through "Jurisdiction Participation". All data is entered through the "Add" button at the bottom of each screen. Save all data prior to selecting "Next" to move to the next section of the Form. Note: Only those states currently participating on the 2 NMLS site are listed. If you are an existing loan officer licensee in one of these states, you need to have your license number available.
  7. In the Criminal Background Check section, select that you are requesting a criminal background check and select the method. Complete the demographic information and click Save. Note: A Criminal Background Check authorization is required to be completed for all new applicants. Existing licensees may complete this requirement at any time prior to their state deadline.
  8. Consult the jurisdiction-specific requirements for each jurisdiction in which you will be applying for or maintaining a license or registration by selecting the icon in the License Wizard. Mail these items to the appropriate regulators with the checklists provided.
  9. Once all information is completed, select the Completeness Check and Submit link in the left navigation panel. A legal attestation will appear. Click the "Submit Filing" button at the bottom of the page to agree to the attestation and submit the filing to your regulator.
  10. The final step prior to submitting to the regulator is to remit payment. You must select "I Agree" to the terms and conditions and select billing method. Acceptable forms of payment are VISA, Master Card.
  11.  Once your filing is complete. Go to the "Company Access" section, search American Financial Network, and grant Company Access.

Step 3 – Professional Requirements:

Criminal Background Check – Click to follow the link
Submitting a Criminal Background Check Request (CBC Request):

  1. Open the NMLS Resource Center website.
  2. Select in the upper right corner.
  3. Log into NMLS.
  4. Select in the top right corner.
  5. Select the Individual sub-menu option.
  6. Click "Create New Filing".
  7. On the left navigation panel, click Criminal Background Check.
  8. Select the "I am requesting a Federal Criminal Background Check" checkbox.
  9. Confirm one of the following background check methods.
        a. Submit New Print
        b. Use Archived Prints
        c. Use Pending Prints
        d. Name Check
  10. Provide the following demographic information and click "Save".
       a. Hair Color, Eye Color, Height, Weight, and Race
  11. Click Completeness Check and Submit on the left navigation panel or the “Next” arrow at the bottom of the screen. A legal attestation will appear.
  12. Click “Submit Filing” at the bottom of the page to agree to the attestation and submit the filing to your regulator(s).
  13. You will be requested to remit payment. If you choose to continue, you must select "I Agree" to the terms and conditions and select billing method. Acceptable forms of payment are 3 ACH, VISA and Master Card.
  14. Once you submit your payment, your filing will be submitted and your screen will display a message indicating the filing is processing. Processing may take a few moments. DO NOT NAVIGATE AWAY FROM THIS PAGE.
  15. If you indicated you will "Submit New Prints" in connection with your criminal background check request, a link to the Criminal Background Check Certificate will appear on the screen after the filing has been processed.
  16. Click "Criminal Background Check Certificate" when the link appears on the screen.
  17.  Print the certificate or write down your NMLS ID and Pin Number. This information is required to schedule your fingerprinting appointment. DO NOT CLOSE THE CERTIFICATE.
  18. If you are ready to schedule an appointment, click the link provided in the Criminal Background Check Certificate to access the scheduling site for the NMLS-authorized fingerprint vendor.
  19. Follow the instructions on the scheduling site to schedule an appointment at a convenient location and time to have your fingerprints captured.
Costs:
CBC Fees in NMLS
Live Scan (electronic)
$39.00 CBC Processing Fee
Education:

HOW TO DETERMINE EDUCATION REQUIREMENTS
  1. Open the NMLS Resource Center website.
  2. From the left navigation pane, select "Professional Requirements" and select "Education".
  3. From the Related Links section of the Education page, you will need to review the List of State Specific Education Requirements link.
HOW TO LOCATE A NMLS APPROVED COURSE PROVIDER
  1. Open the NMLS Resource Center website.
  2. From the left navigation pane, select "Professional Requirements" and select "Education".
  3. From the Related Links section of the Education page, you will need to review the List of NMLS Approved Course Providers.
HOW TO REGISTER FOR A COURSE
  1. Open NMLS Resource Center website.
  2. From the left navigation pane, select "Professional Requirements" and select "Education".
  3. From the "How to register for a course" section of the Education page, you will need to select the Master Course Catalog link.
  4. Search and browse the Master Course Catalog to find the course you wish to take. Choose the course(s) you want to take and write down the course number(s).
  5. Call the course provider or visit their website to schedule the courses (payment must be made directly to the course provider).
HOW TO ENROLL FOR A TEST COMPONENT
  1. Open the NMLS Resource Center website.
  2. Select the "Log into NMLS" button in the top right corner.
  3. Log into NMLS.
  4. From the Welcome screen, select the tab.
  5. Under the Professional Requirements tab, select the Testing sub-menu option.
  6. On the left navigation panel, click Test Enrollments.
  7. Select the jurisdiction(s) in which you must comply with the testing requirements and click Next. Note: If you wish to enroll in the National Test only and your jurisdiction does not appear, select any jurisdiction.
  8. Select the test(s) for which you wish to enroll or use the Select All or Unselect All options and click Add to Cart.
  9. Click Proceed to Invoice for a complete breakdown of the fees.
  10. Click Pay Invoice to continue to the payment screens and remit payment.